Renting an apartment or house requires having a concrete backrest, especially in Switzerland. Among the documents necessary for the constitution of a rental file there are the identity document, the employment contract, pay slips and the extract from the prosecution register, which is a security measure for the lessor and a decisive criterion. Indeed, the prosecution register document, ensures the lessor on the solvency of the future tenant and their ability to pay rent. So why is the extract from the debt enforcement register essential and how do you get it? We answer in this article! 

You own a property and you want to sell it? Setting the selling price of an apartment or house is not the easiest step. Indeed, there is the psychological and emotional price at which you would like to sell your property, a price that is often far from the reality of the market. What matters is the rational price determined by known factors and it is these that must be taken into consideration. There are therefore, some essential parameters to consider before setting the sale price of a property. 

What type of mandate to choose? This is the question that many owners ask themselves when selling their apartment or house. Indeed, by entrusting the sale of your property to an agency or an independent agent, you will have to sign a sales mandate. Regardless of the solution chosen, you will not be alone and you will be accompanied by a real estate professional. But why choose an exclusive sales mandate rather than another type of mandate? We explain everything to you in this article.  

This is the third article in our series “They sold their property with Properstar”. We are going to Portugal again to tell you the story of Anderson and this atypical and international sale. From Rio to Porto, find out how our local teams were able to win the trust of this remote seller and successfully complete the sale of his apartment more than 7900 kilometers from his home! 

It’s the second article in our series “They sold their property with Properstar”. This time we are going to Switzerland to tell you a family story; that of two brothers, Jean-Paul and Bertrand and their mother. Even if it is not always easy to part with an apartment or a house, it is one of the things we face when we experience life changes. Discover their story in the rest of this article!  

After two booming years for the real estate market, the trend seems to be reversing all over the world against the backdrop of the war in Ukraine. Rising credit rates, inflation, tense global political situations, a downturn in the real estate market is underway. From the United Kingdom to France via the United States, Sweden or China, transactions are on the decline and prices are falling. The post-pandemic real estate price boom has come to an end and a visible decline in real estate transactions has begun. So can we expect a general real estate crash in 2023?

At Properstar, we like to innovate and make life easier for ourusers. Real estate buyers are interested in investing, and therefore, will watch their budget closely. Indeed, the price of real estateisone of themostfollowedparametersby future buyers.We have designed the monitoring of price drops withthisin mind.Findout how thisnew featurewillhelp youbuythe propertyof yourdreamsat the best price! 

Do you have a property to sell? Properstar is there to support you in this new life project and in the sale of your home. At Properstar, 1+1 does not make 2, it is more than that. Our equation is much richer, it is made up of men and women who have unique projects, who experience life changes, who make decisions that cause them to move to another city or another country, etc.  
Our agents and their clients are here to testify that all of them have a different story to tell. 
Today we are going to Portugal, to learn about Ana and Antonio’s selling story. 

Selling an apartment or a house is not child'splay. As a homeowner, youmightthinkthatsellingyourproperty on yourowniseasy and willsaveyou money. But itis a time-consuming process, itrequiresspecificskills and mistakes can easilybe made. And the biggestmistakeis to underestimate the amount of effort, time and costthatwillbeinvolved in the process. So before jumping intothis process and finding out thatyouneedexceptionalnegotiationskills, legalknowledge and marketsavvy to sellyour home without a professional real estate agent, readthis article.Here are some important things to know about it and whyhiring a real estate agent will far outweigh the price of paying a commission fee.

Is the seller’s market changing?  Are agents keeping pace with the industry?  Let's look at what both agents and buyers are saying about the international real estate market, its trends, and the buying process for the remainder of 2022.

Although the share of owners is growing, there are still more than half of households in Switzerland that are tenants. To seal the rental agreement between a person and their property, a rental lease is signed. What are these fundamental elements that compose this agreement? 

The search for an apartment or a house to rent always goes hand in hand with a rental contract. To avoid blocking a large sum of money in a bank account (3 months' rent for private residential leases and 6 months for commercial leases), we have a simple, fast, flexible solution that allows us to advance the money for you. Want to know more? Read on! 

The rental market can be tight, depending on the region and the best accommodations rent out very quickly. In order to optimize your chances of landing the lease of your dreams, it is better to prepare your rental file prior to sending applications to save time and provide the required information to the agencies. 

Are you about to rent an apartment but would like to use the 3 month rental guarantee for other projects? Then this article might be of interest to you. Indeed, when renting an apartment, a very important element to take into account is the rental deposit or guarantee. Depending on your situation, this can be difficult to pay at one time. With Properstar, we explain everything you need to know to choose the best option. Let us help you! 

How much is my house worth? This is a question every homeowner should ask themselves, whether he is thinking of selling his property or just curious as to how much it would be worth today.

Well, now it is possible to answer this question in a few clicks thanks to our Properstar simulator.

Age 60 isn’t considered ‘old’ anymore, with many people continuing to work well into their 70’s but there are some extra considerations to look at, if you are wanting to secure a mortgage at age 60 or over. 

If you are looking to buy in Portugal or Spain, we can help both residents and non-residents. Here is a case study of two friends who are buying a villa in Spain and how they overcame  challenges with the right mortgage specialist team. 

A bridge loan is a short-term financing tool that helps purchasers to "bridge" the gap between old and new mortgages by allowing them to access equity in their current residence as a down payment, while essentially owning two properties concurrently as they wait for the sale of their existing home to close.  

You could benefit from borrowing money from the bank to buy a property. Even if you have the cash to put down on a property, it can be more efficient to finance it partly with a loan, whether it's your holiday home, or an investment property. After all, interest rates remain low, and in most countries, the rate you'll pay on a mortgage is significantly below the rental yield you can expect from renting a property. Read more about some reasons that a mortgage might be the right choice for you.

Are you dreaming of buying a holiday home in Spain or Portugal? Or are you considering moving there definitively? Well, your mortgage options differ quite a bit if you are resident or not. Learn more on mortgages for holiday or primary homes.

A bridge loan is a temporary financing option designed to help homeowners “bridge” the gap between the sale of an existing home and the purchase of a new one. Owners use the equity in their current home, for the down payment on their next property while waiting for their home to sell. 

2022 is going to be an interesting year in France. For a start, France has just taken over the presidency of the Council of the European Union. And in the spring, the country will be electing a president. There's a lot going on. And of course, there's still the pandemic to be accounted for, with Omicron currently ripping through the country. 

Portugal has had a relatively 'good' pandemic, holding one of the world's highest rates of vaccination and citizens who have really tried to make social distancing and mask-wearing work. That's reflected in the way the property market picked up in 2021, with a high number of transactions - volumes were up 25%, at a value 38% more than in 2020, with prices rising throughout the year.  

Spain is bouncing back - which for one of the countries hardest hit by the first wave of the pandemic is really great news. Even better news, perhaps, is that it's not bouncing back too fast.  

Get a mortgage quote for your property in Switzerland from your couch

Spoiler: you could benefit from borrowing the money from the bank to buy a property.

Buying real estate in mountains can be a great investment, and it's a good thing the real estate world has a lot of options in ski resorts and other mountain areas. But you do need to know what you want; the same resort that is a hit with young adults who love the nightlife might not be great for a family with young children - and of course, there's that little matter of your budget to think about, too.

Simplifying your premium property search

Searching for a premium property is not an easy thing because of various criteria that differ from buyer to buyer.

You have dreamed of owning a home in Switzerland and month after month, you have conscientiously saved to buy real estate there.

This is, indeed, a turning point in the life of any buyer.

To be a property investor in Spain you need to decide first of all which kind of rental you want to be involved in - long term rental to a tenant who will usually use the property as their main home, or short term holiday rentals. Both can be rewarding, but the way you need to play the property game is very different.